Apply For Car Finance On Benefits

Worried that you won't be accepted for car finance on benefits? The team at Autozone is here to reassure you that if you are receiving benefits, you can still be accepted for a credit agreement. Some people believe that benefit payments won't be accepted as credible income, but this is absolutely not true. At Autozone, we believe that anyone who can afford the repayments should be able to get finance so that they can drive away in a stunning new motor!

Our team of credit experts has helped applicants secure car finance on universal credit, disability benefits, and unemployed benefits.

Depending on the lender, they may consider more long-term benefits like DLA and PIP as it could be considered closer to a salary. But it's worth researching which lenders will accept different types of benefits before applying. Some lenders will accept the following benefits as income:

• Disability Living Allowance (DLA)
• Personal Independence Payment (PIP)
• Universal Credit
• Working Tax Credit
• Employment and Support Allowance (ESA)
• Child Tax Credit
• Child Benefit
• Fostering Allowance
• Incapacity Benefit
• Industrial Injuries Disablement Benefit

While a majority of benefits can be counted as income, it's not true for all types of benefits. It's possible that the following benefits might not be considered as income:

• Jobseekers' Allowance
• Income Support
• Housing Benefit
• Pension Credit

The most important factor when applying for car finance on benefits is that you choose the right provider for you. Some credit lenders will only accept candidates with good or excellent credit scores, whereas others specialise in lending to people with bad credit or unconventional circumstances.

Autozone works with multiple finance providers, so when you apply with us, you can have your application considered by multiple lenders at once without it affecting your credit score, and we will match you with the most suitable provider for you.

If you want to apply for car finance for people on benefits, simply complete our car finance application form on our website. Your details will be reviewed by our lenders, and you will get a same-day decision about your car finance application.

• Well-established independent dealer of used cars in Barnsley, Darlington, and Stockport.
• Passionate and dedicated team helping customers find the perfect car within their budget.
• Finance and car sales under one roof for a seamless vehicle-buying experience.
• Trusted car dealer providing support during the car shopping process.
• Carefully selected, inspected, and prepared vehicles with over 200 cars to choose from.
• Part-exchange option available for better deals on the next car.
• Same-day decision on finance applications for convenience.
• Zero deposit car finance available based on credit score, making payments more affordable.
• No payments required for 6 weeks to improve financial situation before starting payments.
• Minimum of 6 months MOT and free 3-month warranty on all used cars.
• Partnered with prime and subprime finance providers for competitive rates on vehicle finance.
• Why Apply with Autozone?