What is Guarantor Car Finance?

Guarantor Car Finance

At Autozone, we specialise in providing car finance options that don't require a guarantor, giving you the opportunity to get behind the wheel of your dream car, regardless of your credit situation.

What is a guarantor?

A: A guarantor agrees to take responsibility for the car loan if the borrower fails to make the monthly repayments. They act as a backup, providing assurance to the lender that the loan will be repaid even if the borrower encounters financial difficulties.

Do I need a guarantor for car finance if I have bad credit?

No, at Autozone, we offer car finance options that do not require a guarantor. We understand that not everyone has someone who can act as a guarantor, and we believe that your credit history should not prevent you from obtaining the car finance you need.

We have designed our solutions to cater to individuals with bad credit, providing them with viable options to secure car finance without the need for a guarantor.

What alternatives do you offer for bad credit car finance without a guarantor?

At Autozone, we offer various alternatives that don't require a guarantor. One such option is Pay As You Go/Black Box car finance. This type of finance involves the installation of a black box or telematics device in your vehicle.
Deciding to have the black box installed can help improve your chances of approval for car finance, even with bad credit.

How does Pay As You Go/Black Box car finance work?

The purpose of black box car finance is to better help you keep on top of your monthly car repayments.
A small device will be discreetly placed in your car and as long as your payments are up to date, you won't need to take any action.
You'll receive alerts to remind you when a payment is due, and you'll also be notified if you fall behind on payments. Failure to make payments can result in your car being immobilised but you'll likely be warned about this before it happens.

What are the benefits of choosing Autozone for bad credit car finance without a guarantor?

Autozone stands out as the leading provider of bad credit car finance without the need for a guarantor. Here's why you should choose us:

1. High Acceptance Rate: We have over a 97% acceptance rate, meaning that we work hard to find solutions for individuals with bad credit.
2. Multiple Lenders: We collaborate with a network of lenders who specialise in bad credit car finance. This enables us to explore various options and find the best fit for your specific needs.
3. Extensive Options: Alongside Pay As You Go/Black Box car finance, we offer other alternatives tailored to individuals with bad credit. Our aim is to provide you with the widest range of options possible, ensuring that you find a solution that works for you.
4. Simple Application Process: Applying for car finance with Autozone is quick and straightforward. Our easy-to-use online questionnaire allows you to provide the necessary information, which we then share with our lenders for consideration.
5. Expert Support: Our team of expert advisors is ready to assist you throughout the process. Whether you have questions or need guidance, we are here to help you make informed decisions.

Autozone is your go-to destination for bad credit car finance without a guarantor. With our extensive options, including Pay As You Go/Black Box car finance, we provide solutions