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Can You Get Finance While on Benefits | Autozone UK
28 August 2022

Can You Get Finance While on Benefits | Autozone UK

Many people believe that receiving benefits means that you are unable to apply for car finance. But this doesn’t have to be the case.

Benefits can still be seen as a steady income, and here at Autozone, we don’t believe being on benefits should financially exclude you, which is why we will consider all circumstances.

Why am I being rejected for car finance when on benefits?

Some car finance lenders may view benefits as a temporary, and unstable source of income. Because of this, they’ll decline applications, as they’ll be concerned you won’t be able to make your repayments on time.

Read more on why you may have been refused elsewhere. 

How to get car finance on benefits

The good news is, Autozone is different from other lenders. We’ll consider offering car finance to people receiving a variety of benefits, including disability benefits, carers allowance, personal independence payment (PIP), universal credit, job seekers allowance, employment and support allowance and many more. 

Our team is passionate and dedicated to helping each and every customer find the perfect car for them at a price that works for their budget. 

We will consider your application even if you have: A bad credit history been refused elsewhere CCJ's, arrears or defaults a low credit score a current IVA or have had one in the past bankruptcies

We work with lenders who specialise in providing finance to borrowers with a less-than-ideal credit history, so you can get approved even if you have a low credit score or have been refused elsewhere.

How do I apply?

All you need to do is complete our easy-to-use short application form. We will then send the information you provide to our lenders where it’ll be reviewed by a real person and not a machine, to take into consideration any benefits you’re receiving and current financial situation thoroughly before making a decision. 

A member of our team will then contact you the same day to confirm that you have been approved for finance, allowing you to select your ideal vehicle from our vast selection of used cars in Barnsley!

At Autozone, Customer satisfaction is our number one priority and it is at the heart of everything we do, which is why we’re determined to help you get the car of your dreams, even if you are receiving benefits and don’t think you’ll be accepted.

Complete our finance application today or get in contact with our team if you have any questions about getting car finance while on benefits.