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The Cheapest Cars to Insure for New Drivers
21 November 2023

The Cheapest Cars to Insure for New Drivers

In this blog, we'll delve into the reasons behind high insurance costs for new drivers and provide you with valuable tips to reduce those expenses. So, if you're ready to hit the road with peace of mind and money in your pocket, read on.

Why is insurance for new drivers so expensive?

New drivers are often seen as high-risk clients by insurance companies, which leads to high premium costs. The main factors contributing to these high prices include:

Lack of driving experience
A higher likelihood of accidents
The potential for more severe accidents due to inexperience
Fortunately, your insurance rates will come down over time as you gain experience and build a clean driving record.

What is the cheapest car to insure for new drivers? 

To make the process of finding an affordable car easier, here's a list of the top 10 models known for their low insurance costs:

Ford Fiesta:
  • Insurance Group: 2
  • Key Features: The Fiesta is a popular and reliable choice for new drivers. It offers good fuel efficiency, easy manoeuvrability, and a comfortable interior. It's known for its practicality and affordability.
Vauxhall Corsa:
  • Insurance Group: 2
  • Key Features: The Corsa is known for being budget-friendly and efficient. It offers a comfortable ride, a user-friendly infotainment system, and reasonable running costs. It's a popular choice for those looking for a practical and affordable car.


Fiat Panda: 
  • Insurance Group: 3
  • Key Features: The Fiat Panda is compact and budget-friendly. It's easy to park, has a small turning radius, and is a practical choice for urban driving. It may not be the most stylish option, but it offers affordability and simplicity.


Toyota Yaris: 
  • Insurance Group: 3
  • Key Features: The Yaris is renowned for its safety features, including advanced driver assistance systems. It offers good fuel economy, a comfortable interior, and a reputation for reliability. This makes it an excellent choice for those who prioritise safety.


Kia Picanto:
  • Insurance Group: 4-5
  • Key Features: The Picanto is compact and cost-effective. It offers good value for money, a user-friendly infotainment system, and a comfortable ride. It's a great choice for those on a budget.


Fiat 500: 
  • Insurance Group: 7-11
  • Key Features: The Fiat 500 is known for its stylish and retro design. It's compact, making it suitable for city driving, and offers a fun driving experience. While it may not be the most spacious option, it appeals to those who value style and affordability.


Volkswagen Polo: 
  • Insurance Group: 1
  • Key Features: The Polo combines style and practicality, offering a well-built interior, comfortable ride, and a range of engines to choose from. It's a bit more upscale compared to some of the other options on the list.


Seat Ibiza: 
  • Insurance Group: 3
  • Key Features: The Ibiza is a sporty option that's also budget-friendly. It offers a fun-to-drive experience, a well-designed interior, and good value for money. It's a good choice for those looking for a blend of sportiness and affordability.


Hyundai i10: 
  • Insurance Group: 3
  • Key Features: The i10 is compact and efficient, making it easy to park and manoeuvre. It provides good value for money, decent fuel efficiency, and a user-friendly infotainment system.


Vauxhall Astra:
  • Insurance Group: 8-18
  • Key Features: The Astra offers more space and versatility compared to the compact cars on the list. It's a budget-friendly option for those needing extra space for passengers and cargo. It is known for its comfortable ride and practicality.

Insurance groups can vary based on factors like the car's engine size, safety features, and repair costs. Be sure to check with your insurance provider for specific details regarding the insurance group of a particular make and model in your region to find the best cars to insure for new drivers.

How can new drivers reduce the cost of car insurance?

To reduce your car insurance costs, consider these tips:

- Install a black box: Black box car insurance (also known as telematics) tracks your driving habits and can lead to significant premium reductions.

- Complete an advanced driving course: This can help you gain more experience and show insurers you're a responsible driver.

- Pay annually instead of monthly: Many insurers offer discounts for annual payments.

- Increase your deductible: Opt for a higher excess to lower your premium.

In conclusion, finding affordable car insurance as a new driver is possible with the right knowledge and choices. Autozone is here to help, with a range of cars suitable for new drivers. You can get in touch or reserve your ideal vehicle online today, taking your first step towards a more cost-effective and safer journey on the road.