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What paperwork do I need for car finance?
17 May 2021

What paperwork do I need for car finance?

If you are looking for car finance, you may be wondering what paperwork you will need to share and take with you, here is a guide to help you on your way.

Proof of address

A lender is likely to want to see proof of where you live and your address history too. This is so they can see whether you move around a lot of if you tend to stick to one place. It is helpful if you don’t move around too much as you are less of a risk to lenders.


Proof of identity

Lenders will want to know that you are who you say you are, which stands to reason. Proof of identity is a good way for them to make sure you are only taking out finance in your own name and not as someone else, which is illegal. The best way to show this is with a passport or your driving license card with a photo of you on it.


Proof of income

The last thing you may have to share proof of is your income. This is so that lenders can be sure you have the means to afford the finance agreement and the repayments, so you don’t end up in hot water later down the line. Sharing a payslip or your annual salary is a good way of showing this.


There are some other things you should consider too before you apply for car finance, such as the budget you have in mind to spend per month, the kind of car you are looking for, and the kind of agreement you are looking for as well. Having this information ready will speed up the process and help you make a more informed decision. If you are looking for car finance in Barnsley, come and speak to the team at Credit Car Now, part of Autozone UK.