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* No Payments for up to 6 Weeks
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We Accept Provisional Licences

If you are wondering, "can I get car finance with a provisional licence?" we have good news! You don't need to wait until you have passed your driving test to begin the process of securing your perfect car. Why not have the car ready and available to help you learn and to motivate you to pass as soon as possible? Autozone/Car Credit Now has helped secure car finance for many provisional drivers, and we can also support you with your credit application.

As an established car finance broker, we work with various lenders, including those specialising in providing finance to individuals with complicated circumstances. To successfully apply for car finance, you need to legally be able to drive a car. If you have a provisional licence rather than a full UK driving licence, credit lenders will generally perceive your application as a higher risk because there is no guarantee that you will take and pass your test. To minimise this risk, providers may limit the amount you can borrow. This is usually capped at £25,000, which is still plenty to get a fantastic first car.

To improve your chances of approval, you may also wish to consider making a joint application. By applying with someone who already holds a full driving licence, your chances of being accepted for a credit agreement will be far stronger. Similarly, you could increase your chance of success by using a guarantor who is willing to agree to cover the cost of any missed payments. To lenders, this will increase your reliability as a borrower, and this reassurance may make them more willing to lend you the money you need.

If you are interested in car finance for provisional drivers, give us a call for an initial chat with one of our friendly team members.